Retirement checklist:

An adequate monthly pension for life ensures:

--The ability to pay rent or own a house

--The ability to pay for utilities and other bills
--The ability to have house repairs done
--Three meals a day for the family, plus snacks
--A regular supply of vitamins and maintenance medication
--Continuing to send children and grandchildren to school
--Shopping to your heart's content

--Going on occasional trips or vacations

--Sustaining hobbies